Financial clarity at a glance
Turn your business data into actionable insights. Track cash, burn, runway, and revenue in real time, understand what's changing and why, and forecast what happens next.
Free to start. No credit card required.
Running a business is hard. Knowing your numbers shouldn't be.
Stop digging through accounting tools, bank portals, and scattered spreadsheets. Lume gives you one clear view of your financial health — updated in real time, accessible anywhere.
Integrates with
Dashboard
Your business health at a glance
Lume Score
62/100
Cash Balance
$42,350
Monthly Revenue
$8,200
Monthly Burn
$12,400
Cash Flow Trend
Revenue Trend
Connect in minutes. Get answers instantly.
Link your bank and billing to get a real-time dashboard and proactive alerts.
Link your accounts
- Bank accounts via Plaid
- Billing via Stripe
See your numbers
- Cash, runway, and trends
- LumeScore health snapshot
Get smart alerts
- Early warnings on cash risk
- Recommendations to improve
Read-only access·Bank-level encryption·Disconnect anytime
Get clear visibility
into your revenue
and cashflow
See exactly where money is coming from and where it is going with intuitive, real-time flow insights.
Know what's changing before it becomes a problem
Lume flags unusual trends and shifts — so you can act early, not react late.
- Daily insights delivered automatically
- Context-aware based on your patterns
- Clear next steps to take
Read-only access. We can't move money.
Cash dipped 18% this month.
You're on track to run out of cash in 10 weeks.
Stripe payouts slowed this week.
MRR grew 12% — highest month yet.
Current runway
8.2 months
Projected runway (optimistic)
15.7 months
Months to break-even
Projected runway
Cash at 12 months
Projections update as your real data changes.
Forecast your future
Lume automatically models how your runway and cash position change based on real business signals, not assumptions.
- Automatically model realistic upside and downside scenarios
- See how today’s decisions change runway before they compound
- Get guidance on when action is needed, not just projections
See how your business stacks up
BetaSanity-check your performance against similar businesses. Use peer data to confirm your metrics are in a healthy range.
Benchmarks are based on anonymized data and improve as our dataset grows. Use as directional guidance.
Revenue Growth Pace
Your growth trajectory vs industry
Industry Average
+4%
Your Business
+12%
Validation: Your growth rate is in line with top performers in your segment.
Cash Balance vs Peers
Top 40%
percentileAmong businesses in your vertical
What this means: Your cash reserves are within a healthy range compared to similar businesses.
Burn Efficiency
Better than 62%
Among businesses with similar revenue
What this means: Your burn efficiency is in a healthy range, confirming sound operational practices.
Why is my burn rate up this month?
Lume AI
Your burn increased by 12% due to higher software spend and a dip in Stripe revenue. At this pace, your runway shortens from 14 weeks to 11 weeks.
Try asking:
Your AI financial analyst, on demand
Ask Lume anything about your business — and get answers instantly based on your real financial data.
- Ask questions in plain English
- Answers grounded in your transactions
- Clear next steps, not generic advice
Powered by your connected bank + Stripe data.
Founders are already seeing the difference
From solo operators to growing teams, Lume gives business owners the confidence to move faster.
“I used to spend Sunday nights in spreadsheets trying to figure out if we could afford a new hire. Now I just open Lume and the answer is right there.”
Sarah Chen
Founder, Archway Studio
“We went from guessing our runway to knowing it -- down to the week. That clarity changed how we make every decision.”
Marcus Rivera
CEO, Basecamp Logistics
“I finally feel like I have a CFO in my pocket. The AI insights catch things I'd never notice until it was too late.”
Priya Nair
Co-founder, Kinetic Health
“I used to spend Sunday nights in spreadsheets trying to figure out if we could afford a new hire. Now I just open Lume and the answer is right there.”
Sarah Chen
Founder, Archway Studio
“We went from guessing our runway to knowing it -- down to the week. That clarity changed how we make every decision.”
Marcus Rivera
CEO, Basecamp Logistics
“I finally feel like I have a CFO in my pocket. The AI insights catch things I'd never notice until it was too late.”
Priya Nair
Co-founder, Kinetic Health
Simple pricing. No surprises.
Start free. Upgrade when you need deeper analysis.
Free
Core visibility for your business
- Core KPIs: cash, burn, runway, revenue
- Real-time cash flow visualization
- Basic alerts & notifications
- Bank + Stripe integration
Free
Core visibility for your business
- Core KPIs: cash, burn, runway, revenue
- Real-time cash flow visualization
- Basic alerts & notifications
- Bank + Stripe integration
Pro
RecommendedFull financial intelligence
or $16/mo billed annually
- Everything in Free, plus:
- Smart Insights (AI-powered)
- Forecasting & scenario modeling
- AI Analyst -- ask anything
- Benchmarking (Beta)
- Capital Readiness scoring
Free to start. No credit card required.
Your business deserves clarity.
And you deserve control.
Join thousands of business owners getting clearer on their finances every day.
Free to start. No credit card required.